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Terms and Conditions

Overview:
This agreement governs your use of our subscription payment platform. By signing up for our service as a business customer (“Client”), you agree to these terms.
This service is non-custodial and permissionless: we do not hold or control your funds, and transactions occur directly on the blockchain.
We offer a white-label, API-driven platform, enabling you to integrate and brand our payment and subscription features under your own label.
B2B Use Only:
You are a business, not an end-user consumer, and you will use our service only to accept payments for your products or services.
You may not resell or sublicense our subscription service itself.
You may integrate our payment platform into your offerings (e.g. to let your customers pay via subscriptions or one-time crypto payments) under your brand, but the service license remains with us.
Allowed Industries:
We permit a broad range of industries, including high-risk sectors (such as gambling or casinos).
No KYC Required: We do not require identity verification (KYC/AML) from our Clients or their customers.
Because we never custody funds, our model is similar to other non-custodial crypto payment systems that do not enforce KYC by default.
Client responsibility: You must still comply with all applicable laws and regulations for your own business. If you choose to onboard high-risk customers, you assume full legal and regulatory responsibility for that use.
Data and Privacy:
We collect no personal or sensitive data about you or your customers. All payment instructions are sent directly via blockchain/crypto networks.
We do not store or manage personal information.
As noted elsewhere, our decentralized protocol gives users control over their own data.
You acknowledge that we have no control over the use of our service by you or your customers and cannot guarantee privacy beyond the inherent security of blockchain technology.
Service and Fees:
We charge subscription fees for using our platform.
You agree to pay all fees in the required currency (crypto or fiat via integrated on-ramps) on time. Fees are non-refundable except as required by law or specific agreement.
We may use third-party providers (e.g. stablecoin issuers or payment processors) to facilitate transactions.
You understand that we rely on these third parties (such as USDC issuers, blockchain networks, or fiat on-ramp services) and disclaim any liability arising from their performance or failure.
Transactions may incur blockchain network fees, which are your responsibility.
Support and Integration:
Our service is self-service: you are responsible for your own integration and onboarding.
We provide documentation, APIs, and technical support (e.g. via email or chat) to assist you, but we do not perform integration work on your behalf.
You are responsible for your own infrastructure and for supporting your customers.
We will use commercially reasonable efforts to help you troubleshoot issues, but ultimate responsibility for operating your business and serving your customers remains with you.
Intellectual Property:
We (or our licensors) retain all rights, title, and interest in the platform, software, and intellectual property.
You are granted a limited, non-exclusive, non-transferable license to use the platform only as authorized herein.
You may not copy, modify, decompile, or reverse-engineer our technology. You may not remove our trademarks or notices.
Limitation of Liability and Disclaimers:
No Warranty: The service is provided “as is.” We disclaim all warranties – express, implied or statutory – to the fullest extent permitted by law.
We do not guarantee uninterrupted or error-free operation; we are not liable for network failures, blockchain forks, or third-party outages.
No Custody or Fiat Guarantee: Since we do not hold funds, we are not responsible for lost funds, unauthorized transactions, or any customer credit risk.
Market volatility, blockchain congestion, and fiat currency conversions are beyond our control.
Damages Cap: To the maximum extent allowed by law, our total liability to you for any claim (whether in contract, tort, negligence, or otherwise) is limited to the amount of fees you paid us in the 6 months preceding the claim.
We will not be liable for indirect, incidental, consequential, special or punitive damages, or for any loss of revenue or profits.
Indemnification:
You agree to indemnify and hold us harmless from any third-party claims arising from your use of the service.
This includes claims related to: (a) your content or transactions (e.g. if your customers claim their payments failed or were unauthorized), (b) your violation of these terms or applicable law (e.g. AML/financial regulations, consumer protection laws), and (c) your negligence or willful misconduct.
If we provide wallet-generation or messaging functionality, understand that misuse by you or your customers (such as sending to wrong addresses) is beyond our responsibility.
Modification and Termination:
We may update these terms at any time (for example, to reflect legal or technical changes).
We will notify you of changes (e.g. via email or dashboard), and continued use of the service after notice constitutes acceptance.
We may suspend or terminate your access if you breach these terms or engage in illegal activities.
Upon termination, your access to the platform ends; however, outstanding obligations (including unpaid fees and liability for past breaches) survive termination.
You may terminate on 30 days’ notice, but fees already paid are generally non-refundable.
Governing Law:
These terms are governed by [applicable jurisdiction] law.
Any dispute shall be resolved by binding arbitration or in court (as specified in our formal agreement).
Notwithstanding any other term, nothing restricts your statutory rights as a business under relevant consumer protection laws.
Entire Agreement:
These terms (together with any policies or amendments we reference) constitute the entire agreement between you and us regarding the service. They supersede any prior agreements.
If any provision is held invalid, the remainder will continue in full force.
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